How to Do the Holidays on a Budget

How to do the holidays on a budget

Are you ready to do the holiday on a budget and save lots of money?  The holidays can be a stressful time for everyone, especially if you have to live paycheck to paycheck like most of us do these days. Is it really possible to have a good time and purchase the things you want during the holidays on a budget? By cutting a few corners yes, you can have a great holiday season and buy gifts for everyone on your list, even on the tightest budget. Here are a few tips on how to save money during the holidays on a budget.

Holidays on a Budget – Cut your List in Half

People of all ages love receiving gifts, but if you are on an extremely tight budget you can consider just buying gifts for the children in your family instead of buying for a long list of brothers, sisters, in laws, aunts, uncles, cousins…etc. If your family understands your situation no one should mind not getting a gift as long as the kids aren’t left out.

Holidays on a Budget – Bargain Shop

This may be a no-brainer but high priced department stores and the local mall are not the only places you can buy gifts. If you have some people on your list that you just can’t leave out and always buy a little something for, browse through the local dollar stores or even the thrift stores for unique little figurines and trinkets. Many dollar stores will surprise you with the lovely home decorations they offer and you may find a special antique while looking around at a nearby thrift store.

Ebay is another great place to find cheap gift ideas, however these items may not be necessarily cheap if bought elsewhere. You can find something for everyone on your list on the popular auction site,even the kids. Around the holidays many sellers start listing their barely used toys, some still in the original package. You can also find unique gifts that you wouldn&39t be able to find anywhere else such as vintage items, collectables and autographed items from sports teams, actors and musicians.

Home Made Gifts

If you’re crafty you can make home made gifts like floral arrangements, knitted throw blankets, floral wreaths, or handmade jewelry for those on your gift list. Or if you enjoy baking, buy some decorative holiday tins and make a few batches of homemade cookies, brownies, cupcakes or peanut butter fudge. If you&39re not that skilled in the kitchen, buy some bags of various colorful candy and fill up some pretty glass containers. Add some holiday inspired ribbon or stickers for a festive touch.

Buy After the Holidays

One way to save money for next year&39s holiday season is to go clearance shopping once the holidays are over. Then you can buy beautiful decorations at a low discount price. You can also pick up small gifts for next year, or even for upcoming birthdays. Also if you receive a present in a gift bag, save it and reuse. If it is a simple bag it may even be used to hold birthday gifts as well.  These are some great ways to do the holidays on a budget – without feeling like the Grinch.

How to Save Money – Keep it Simple

How to Save Money – Easy Tips Make it Simple and easy

During these difficult economic times, you might be asking yourself how to save money when you are hardly seem to have sufficient money coming in to cover up the charges. It’s critical to be wide open to all forms of ideas when it comes how to save money. If you are ready to use anything to save money, your self esteem will soar.

How to Save Money: Consider these ideas:

1. How to Save Money – Attitude is Every thing. How you think and feel about saving is important.

If you feel very overwhelmed or pressured when thinking about how to save money  the chances are that you will avoid doing it. How to economize, evaluate the long term future. Embrace the thought of saving and get behind the idea that you are paying your self for the future when you save; you will be quite excited about saving every single payday and showing some real saving savvy.

Tips on how to Save Money – Don’t say I can’t.Refrain from begging your self that you “can’t spend less because there is just no bucks left right after paying the monthly bills.” Instead, tell yourself you’ll save some thing each and every week and watch the bucks come.

In general, it’s best to focus on positives and an “I can do it” mindset for saving cash.

2. The way to Not Spend As Much – Make a conscious selection to save lots of it. Write this straight down and put it on the sticky note on your washroom mirror: “I will save some money right now.” Then do it.

Every single day, place some money apart for your savings, regardless of how small the total amount may be. It might be as simple as placing your change in the change bottle, or cutting out a cup of coffee, however, you will set some thing out.

How to Save Money, The Super Rule – Get it out of the house – Put in your everyday financial savings into a bank account each week, so you’re not attracted to give it to the pizza man.

3. How you can Save Money – Start Small – Even keeping $5 orTen Dollars per week is something. It identifies a commitment on your part to conserve.

It reveals that you think saving is crucial and you can, in fact, have great results at it.

How to Save Money Super Tip – Starting up small ensures that you truly begin and reinforces your belief in your saving knowledge.

4. How to Save Cash: Set a minimum weekly savings goal and assure your own self to beat it. If you’re starting small, make an attempt to exceed your minimum amount. This works with just about anything – from eating more fruit and vegetables, to having a lot more exercise.

Therefore, if you establish a regular minimum goal of $7, anything over that amount is “gravy.”

The best way to Save Money Super tip – Keep reading to see where you’ll find several “gravy.”

5. How you can Save Cash – Use coupons each and every week at the store. Whether it is the supermarket or your best big supply yard, you can find coupons in papers, food store brochures, and all online.

How to Save Cash Super Tip – you’ll know how much your saving because your grocery invoice will list on the bottom what amount you saved with coupons. Then take that amount of money from your pockets, put it in an envelope and then deposit, once a week in your bank account – woo hoo – that is the way to cut costs, RichMama.

6. How you can Cut Costs – Learn from the Experts – One of the secrets to turning into successful is getting a counselor or a trainer who can help you with the typical errors and get you to an expert level quicker. You probably recognize a serious saver – so take them away for a no frills cup of coffee – hey they will be pleased you paid out, and interview them and have their recommendations – And be sure you take notes….here is a number of “how to save bucks” questions you should ask them.

Ask to sit down with them and obtain a few of their saving experienced guidelines.

When did they begin saving?

Where did they discover about saving cash?

What methods for “beginners” do your saving savvy close friends have to give you?

Keep your mind open and pencil in hand. Note down their ideas.

After that, choose which tips and hints is useful for you and use them in your life.

How to Save Money – Difficult Strategies Make it Super Simple

Keep an optimistic mindset and make a personal persistence for save. Set a weekly minimum savings target and learn from the wise savers you know. How to save money might appear tough, but it is not when you perform a couple of small mental mind tricks.

Family Budgets How to Save Video

Hey HotMamas,
family budgetsHere’s our most recent how to video on Family Budgeting. I give you some great tips on how to save money on lots of monthly expenses like cable, cell phones, drugstores, groceries, and even your credit cards.So watch the video now. and if you want to take your family’s financial future to the next level, be sure to grab a copy of our HotMama Secrets: Guide to Becoming a Rich Mama – Budget Your way to Wealth ebook – it’s a steal!

Just want the audio file to download to your MP3 Player or Ipod – click here…For Family Budgets How To