Your Questions About Ways To Save Money In College

Chris asks…

What is the best way to save money for college?

I will be going to college in just over a year and I need to start saving.. What’s the best way to do that? I think I have a problem with spending money.

richmama answers:

I SAVED $4,000 FROM WORKING MY JUNIOR YEAR TILL SENIOR YEAR IN HIGH SCHOOL. I STILL CONTINUE TO WORK PARTIME AT MCDONALD’S WHILE I AM REGISTERED FULL TIME IN COLLEGE.

SO YEA…I PERSONALLY THINK PART TIME JOB IS THE BEST WAY.

YOU CAN ALWAYS APPLY FOR FINANCIAL AID AND PRIVATE LOANS. =]

SAVE YOUR MONEY AND STOP BUYING CLOTHES BECAUSE WHEN YOU GET IN COLLEGE NO ONE WILL CARE LOL…I WEAR HOODIES AND SWEAT PANTS EVERY DAY…LOL HECK MY BEST FRIEND WEARS PAJAMA’S TO CALCULUS (8AM CLASS) LOL

Lizzie asks…

What’s a good way to save money in college?

Is putting refund check in a saving account a good idea? What are some other ideas to save money for college expenses and to have money in my pocket. Anything is good except on-campus jobs since I don’t stay on campus. What other kinds of jobs to people typically work while in college?

richmama answers:

Intern job,ROTC(pay for everything), by the way it might be a good idea to put money in a saving account because when people look at your account they will automatically think you are a rich guy (lots of money in bank) and you will getting less for financial aid(if you eligible).

Linda asks…

what are the best ways to save money while in college in the US? specifics, please!?

anything goes: specific stores / websites that sell cheap stuff; ways to save on food, dorm expenses, etc; where, when and how to shop; where to eat. i would really appreciate specific and detailed answers, thanks a mill!

richmama answers:

Campusbooks.com will compare textbook prices at all different websites (ebay, half.com, barnes & noble) so you can make sure you are getting a good price without going to each individual website. Cut coupons from the paper, shop at thrift stores, go to the library for books & movie entertainment (no cost!) instead of video rental stores, etc.

Sandy asks…

Ways to Save Money in college?

I’m on an army rotc scholarship, which covers room, full tuition, and fees, and $300 a month (goes up each year) and $600 cash a semester for books.

I also get 2500 a year and a freshman book scholarship from the university and i use the 2500 a year for my meal plan.

Some ways i’ve been saving money are….

1) using grocery bags and not buying trash bags
2) Buying the cheap laundry detergent
3) Not eating off campus, and using the “bonus bucks” portion of my meal plan for convenience store items such as milk, lunch, toilet paper, and I’ll soon be buying their laundry detergent
4) taking silverware, napkins, food from the dining hall during dinner
5) selling textbooks that i get new from my scholarship
6) Not buying stuff i don’t need

Any other ways to save or make money for my situation?

richmama answers:

Attend all the “college” or “Job” fairs they have and use the opportunity to collect school supplies. They give away highlighters, pens, pencils, coffee mugs, calculators, post it notes, rulers, tshits, and other stuff you can’t imagine.

Befriend a person who owns a washer and dryer and do your laundry has his/her house.

Garage sales or army surplus for clothes and shoes.

Ideas for Christmas gifts from friends or relatives.
When my baby siblings were in college I would start a “college survival basket” during the month of December. I’d buy a laundry basket, trash can, or backpack and every-time I’d buy a necessity or non perishable food items I’d buy two. Toilet paper, laundry detergent, shampoo, conditioner, toothpaste, Ramen noodle boxes. They really appreciated it, although it took “outside” family members a bit of time to get used to seeing someone excited to get one of those 300 Fluid Oz of TIDE.
Good Luck.

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How to Do the Holidays on a Budget

How to do the holidays on a budget

Are you ready to do the holiday on a budget and save lots of money?  The holidays can be a stressful time for everyone, especially if you have to live paycheck to paycheck like most of us do these days. Is it really possible to have a good time and purchase the things you want during the holidays on a budget? By cutting a few corners yes, you can have a great holiday season and buy gifts for everyone on your list, even on the tightest budget. Here are a few tips on how to save money during the holidays on a budget.

Holidays on a Budget – Cut your List in Half

People of all ages love receiving gifts, but if you are on an extremely tight budget you can consider just buying gifts for the children in your family instead of buying for a long list of brothers, sisters, in laws, aunts, uncles, cousins…etc. If your family understands your situation no one should mind not getting a gift as long as the kids aren’t left out.

Holidays on a Budget – Bargain Shop

This may be a no-brainer but high priced department stores and the local mall are not the only places you can buy gifts. If you have some people on your list that you just can’t leave out and always buy a little something for, browse through the local dollar stores or even the thrift stores for unique little figurines and trinkets. Many dollar stores will surprise you with the lovely home decorations they offer and you may find a special antique while looking around at a nearby thrift store.

Ebay is another great place to find cheap gift ideas, however these items may not be necessarily cheap if bought elsewhere. You can find something for everyone on your list on the popular auction site,even the kids. Around the holidays many sellers start listing their barely used toys, some still in the original package. You can also find unique gifts that you wouldn&39t be able to find anywhere else such as vintage items, collectables and autographed items from sports teams, actors and musicians.

Home Made Gifts

If you’re crafty you can make home made gifts like floral arrangements, knitted throw blankets, floral wreaths, or handmade jewelry for those on your gift list. Or if you enjoy baking, buy some decorative holiday tins and make a few batches of homemade cookies, brownies, cupcakes or peanut butter fudge. If you&39re not that skilled in the kitchen, buy some bags of various colorful candy and fill up some pretty glass containers. Add some holiday inspired ribbon or stickers for a festive touch.

Buy After the Holidays

One way to save money for next year&39s holiday season is to go clearance shopping once the holidays are over. Then you can buy beautiful decorations at a low discount price. You can also pick up small gifts for next year, or even for upcoming birthdays. Also if you receive a present in a gift bag, save it and reuse. If it is a simple bag it may even be used to hold birthday gifts as well.  These are some great ways to do the holidays on a budget – without feeling like the Grinch.