How to Budget – Single Moms Can Make it Work

How to Budget-Budget tips for Single Moms

Single Mom BudgetOne of the most important concerns for a lot of single moms out there is how to budget. Numerous single moms go through a situation of trying to manage a tight budget just to provide continuously for their kids. This can be extremely hard for them, especially when they are facing and doing this on their own, with no partner to help and support them. Learning how to budget can make financial struggles feel like less of a burden.

However, having a good budget is crucial especially when you can almost guarantee some emergencies to happen to you and your family. Learning how to budget can help a single mom learn how they can manage their money better without all the stress and pressure. These tips will help all single moms to establish a household budget:

Learn How to Budget for Your Family

•    Firstly, determine how much money you are getting every month. This is critical when learning how to budget.  Make sure that you include all sources of income that are promptly available to you like pay checks, social security, child support and even dividends on bonds and stocks. Anything that you are sure of coming to you should be part of the budget.

•    Next tip is to list all the expenses by starting with the most vital ones such as rent, car payment, insurance, as well as utilities. You may also include in the top list the groceries and then that is the time you begin with the other expenses like credit cards, incidentals and medical expenses.

•    Carefully look at how much money are coming in versus the money that is going out. Your priority should be the bills because these are the ones that keep you sheltered and keeps food always present on the table. Pay all of those bills out of what you have kept in your budget and take a look of what’s left. This is a key strategy of learning how to budget.

•    Determine the number of non-important bills that you can pay, and pay as many as you can. However, you must rank them in order of priority first, and after that, you can start paying them. If it is hard for you to pay the full amount, or if you need to make some payment arrangements, you can always try to negotiate with the person or office you owe and explain everything.

•    Lastly, take a look at the money that was left. Always keep in mind that unexpected emergencies will always happen, so you do not have to wait for the next pay day because you have extra money for any emergency situation that might occur.

Learn How to Budget – Spend Smart

When learning how to budget make an effort to squeeze in your budget every month until you know it by heart. Maintain trimming off costs here and there, and the money that you will be saving should be directly into your savings fund. Having a budget can help you keep track of where all your money is going, as well as get hold of steps to ensure that all of the money is going to the right places for your kids. How to budget for single moms is extremely important, so it is crucial that you pay attention with your budget. Learning how to budget will help you feel in control of your finances.

Your Questions About Mother-daughter Bonding

David asks…

do (did) you treasure those mother-daughter bonding moments, for example through Hair ritual/care ?? ?

like brushing,combing,braiding,etc…

richmama answers:

Yes, yes and yes, though there weren’t that many times that I remember. Going all anthropological on you, many animal species spend hours every day grooming each other in their “family”. It’s totally bonding and leads to trust and communication if the talk is relaxed, not critical. Good foundation for later years when the daughter is in her teens and fighting for her identity – some rapport remains, memories of being loved, taken care of, knowing that the mother wants what’s best for the daughter.

Richard asks…

Why are mother-daughter bonds especially strong in Greek mythology?

richmama answers:

Well, mostly they are not. Mother-child bonds of any type were downplayed strongly in favor of the male as the real and only parent (look at the Orestia by Aeschylus). In medical writings, women were written as only being the vessel to nurture the seed of men, and contributing nothing but nutrition to procreation. Early people might have been matriarchal, but the classic Greeks were obsessively patriarchal.

In myth, you have Demeter refusing to bring spring to the world because her daughter has been stolen… Mother-daughter bonds could be seen as playing strong roles because of the aliention of both women from the politics and dominant culture of Greek society. Women were usually kept heavily segregated, more so in wealthier households.

But there are some examples of very strong mother-child bonds, mostly in Greek tradegy though, which keep in mind was written by men. In Euripedes’s “Medea”, Medea is strongly connected to her children, she touches them and smells them and is nearly driven mad at the thought of killing them, but her pride does win out and she kills them as revenge against Jason. Also, look at Hecuba and Andromache in Euripedes’s “Trojan Women” and “Hecuba”. Hecuba in “Trojan Women” is broken down completely at the losses of her children until she is reduced to a sobbing mass. Andromache must give up her only child to be flung from the walls of Troy. And in “Hecuba” Hecuba launches a vicious attack to avenge her dead son. Why are mother-child bonds (or portrayed as so…male writters writing about women, so this is not authentic female experience, but the male version of it) so important? Because children were what women in the Greek world were expected to do. If you were a wife in a fairly wealthy home, you weaved, tended the house, and made babies. Sometimes the mother actually cared for the child but other times she handed it over to a nurse/slave.

So when compared to Roman mother/child bonds (which were usually portrayed as non-existent, the mothers were very harsh and abrupt) then yes, the Greeks had strong mother/child bonds. Compared to many other cultures or the contemporary world…not that strong a bond.

Helen asks…

Chinese Character for mother-daughter bond?

Chinese character for mother-daughter please………
want to get a chinese character tattoo on my inner wrist but i’m not sure if the characters I have found on the web really mean what I’m looking for………..

I would deeply appreciate any help……

richmama answers:

母女 [mǔnǚ] is best. It means “mother and daughter”

Ruth asks…

How do you best announce an engagement to a mother that doesn’t seem accepting?

My fiance and I have been secretly engaged for a little over 8 months. He is a marine and is currently fighting over seas. While his family is thrilled and very accepting of our engagement, I have yet to tell my mother because she doesn’t seem to accept him and it’s hard for me to open up to her and let her know how I feel. I would love to tell her but how is it possible when we don’t have the typical mother-daughter bond?

richmama answers:

The longer you wait the harder it will be because even if your mother doesn’t approve she’ll hate the fact that you kept it secret – for such a long time – from her way more.

Tell her. Simple. My mum didn’t, i should say still doesn’t, like my fiance. But we told her anyway. And yeah it was hard and really awkward but at least now she’ll have a civil conversation with him and we told her about our engagement 2 years ago. Lol . Not married quite yet but it gets better. Truly it does. It doesn’t seem like it at all but if this is what you want then your mum has to know that and respect that. She can’t run your life for you. If you’re like me and your parents still thought of you as little and a baby then it is hard and may cause many arguments along the way. But one day you will look back and laugh and you will see all the progress you have all made.

Good Luck and congratulations to you both. I hope this goes how you want it to.

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