Your Questions About Ways To Save Money In College

Chris asks…

What is the best way to save money for college?

I will be going to college in just over a year and I need to start saving.. What’s the best way to do that? I think I have a problem with spending money.

richmama answers:

I SAVED $4,000 FROM WORKING MY JUNIOR YEAR TILL SENIOR YEAR IN HIGH SCHOOL. I STILL CONTINUE TO WORK PARTIME AT MCDONALD’S WHILE I AM REGISTERED FULL TIME IN COLLEGE.

SO YEA…I PERSONALLY THINK PART TIME JOB IS THE BEST WAY.

YOU CAN ALWAYS APPLY FOR FINANCIAL AID AND PRIVATE LOANS. =]

SAVE YOUR MONEY AND STOP BUYING CLOTHES BECAUSE WHEN YOU GET IN COLLEGE NO ONE WILL CARE LOL…I WEAR HOODIES AND SWEAT PANTS EVERY DAY…LOL HECK MY BEST FRIEND WEARS PAJAMA’S TO CALCULUS (8AM CLASS) LOL

Lizzie asks…

What’s a good way to save money in college?

Is putting refund check in a saving account a good idea? What are some other ideas to save money for college expenses and to have money in my pocket. Anything is good except on-campus jobs since I don’t stay on campus. What other kinds of jobs to people typically work while in college?

richmama answers:

Intern job,ROTC(pay for everything), by the way it might be a good idea to put money in a saving account because when people look at your account they will automatically think you are a rich guy (lots of money in bank) and you will getting less for financial aid(if you eligible).

Linda asks…

what are the best ways to save money while in college in the US? specifics, please!?

anything goes: specific stores / websites that sell cheap stuff; ways to save on food, dorm expenses, etc; where, when and how to shop; where to eat. i would really appreciate specific and detailed answers, thanks a mill!

richmama answers:

Campusbooks.com will compare textbook prices at all different websites (ebay, half.com, barnes & noble) so you can make sure you are getting a good price without going to each individual website. Cut coupons from the paper, shop at thrift stores, go to the library for books & movie entertainment (no cost!) instead of video rental stores, etc.

Sandy asks…

Ways to Save Money in college?

I’m on an army rotc scholarship, which covers room, full tuition, and fees, and $300 a month (goes up each year) and $600 cash a semester for books.

I also get 2500 a year and a freshman book scholarship from the university and i use the 2500 a year for my meal plan.

Some ways i’ve been saving money are….

1) using grocery bags and not buying trash bags
2) Buying the cheap laundry detergent
3) Not eating off campus, and using the “bonus bucks” portion of my meal plan for convenience store items such as milk, lunch, toilet paper, and I’ll soon be buying their laundry detergent
4) taking silverware, napkins, food from the dining hall during dinner
5) selling textbooks that i get new from my scholarship
6) Not buying stuff i don’t need

Any other ways to save or make money for my situation?

richmama answers:

Attend all the “college” or “Job” fairs they have and use the opportunity to collect school supplies. They give away highlighters, pens, pencils, coffee mugs, calculators, post it notes, rulers, tshits, and other stuff you can’t imagine.

Befriend a person who owns a washer and dryer and do your laundry has his/her house.

Garage sales or army surplus for clothes and shoes.

Ideas for Christmas gifts from friends or relatives.
When my baby siblings were in college I would start a “college survival basket” during the month of December. I’d buy a laundry basket, trash can, or backpack and every-time I’d buy a necessity or non perishable food items I’d buy two. Toilet paper, laundry detergent, shampoo, conditioner, toothpaste, Ramen noodle boxes. They really appreciated it, although it took “outside” family members a bit of time to get used to seeing someone excited to get one of those 300 Fluid Oz of TIDE.
Good Luck.

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Your Questions About Ways To Save Money

Paul asks…

What are some ways you save money or cut corners?

My husband and I are always looking for ways to cut spending and to put that much-needed cash into our savings.

What do you do to save money?! What do you cut corners on? What money saving tips do you have?

richmama answers:

I cut corners by brewing my own coffee at work in the morning or in the afternoon when I need a cup. Avoid buying bottled water in the store, but bring my own as much as I can. Make dinner at home and bring lunch to work. I have a motorcycle, so sometimes I commute on my motorcycle to work, and to friend’s gatherings, and run some errands. I either go see matinees or use coupons to rent movies. I never done this because I like to have lunch by myself (nice and quiet) so never try this tip that I read somewhere before. That is buddy up with couple people at work and rotate to bring lunch. It is like family cooking at home, more peopl eat together actually save money. I think this is a good idea because if you have family that kind of save some of your time preparing lunch (since you guys rotate to bring lunch to work). If you like more tip, I think there is a website something Frugal.com…google it.

Joseph asks…

What are the best ways to save money on gas for my car?

I have a 1999 Jeep Cherokee – only gets like 15-16 mpg. I’m only 16 so I don’t have a lot of money for gas, so what are the best ways to save money on gas? Do those devices that you attatch to the engine to use water really work? If not, what are some other things I could do to save money?

richmama answers:

We used to kid my dad about his “Depression driving,” but I’ve taken up the habit as gas prices have risen. The key is anticipation. Every time you step on the brake, you’re wasting gas. Every time you “floor it,” you’re wasting gas. Drive at a steady, even speed; don’t weave in and out of traffic. If you see a red light ahead, just let off the gas and coast. Try to drive at times of the day when there is less traffic. Making sure the vehicle is well lubricated and tuned, the tires are properly inflated and the hubs are in “free” are some of the little things that can help the vehicle run to its peak efficiency, but your driving habits will save more gas than anything else.

Aftermarket devices are gimmicks to con people out of money they don’t have. If they did work, Consumer Reports would have favorably reported it long ago. They haven’t.

Sandy asks…

What are some simple ways to save money?

I’m about to get my license and I’m worried that as soon as I have it I will be going out everywhere wasting my money on clothes, coffee, whatever! Just because it’s that new found freedom.

What are some simple ways to save money for teens? Stupid things teens waste money on? Simple ways to earn money (besides a REAL job)? Any advice/suggestions?

richmama answers:

Congratulations on getting your license! There are lots of ways to save money on things that teenagers want/need.

I don’t know about you, but when I was a teenager I spent lots of money on clothes and makeup. There are lots of fun things you can do with your friends to save money on stuff like that. Have a clothes swap– you may hate that dress you wore 100 times but your friend will think its fresh and fun. You can also all get together and make fun beauty products like body scrubs. Homemade stuff always feels great, is cheaper than the store bought brands, and staying in keeps you from spending money on movies and dinner!

Of course, you should enjoy your money. Treat yourself to one movie or a few coffee drinks a month–but don’t go overboard.

As for making money– babysitting is always great. You can also run errands for friends and neighbors to make money for gas and entertainment. If you have the knowledge, tutoring or doing computer training is a great way to make some money.

Robert asks…

What are some ways to save money on a wedding?

I am starting to plan my wedding and am wondering what are some good ways to save money? If you have any ideas that would help me please share! Or if you know of websites and such that might have some hints. Thanks!

richmama answers:

1. Reception at your house or parents house
2. DIY on everything and anything
3. Have your wedding off season
4. Order a cake just big enough for you and your hubby, and have the guests be able to eat a homemade cupcakes or sheet cake. That will cut your cost for the cake down aton
5. Have a small guest list
6. Make everything more casual. The more elegant, the more expensive is the way it usualy goes.
7. Consider a night othe rthan sunday. Even thursday can cut costs.
8. Stay in the season when choosing flowers and foods
9. Choose large blooms for your flowers, rather than many little ones. Choosing just one or two large flowers, such as peonies, orchids or even sunflowers will cut your costs.
10. Take ceremony flowers to the reception site.
11. Do a mingle reception, you will save money on seating and be able to have just snacks and a bar rather than a sit down meal
12. Rather than a bar, serve wine in passed glasses.
13. Ask the dj to cut back on special effects, like lighting.
14. Hire students from local universities who are in photography to do your wedding pictures. Or even hire a local student band.
15. See if stationers will give youa discount for ordering all your stationary from them. I.e. Thnak you cards, invitations, place cards, etc.
16. By a top of the line bridemaids dress- in white. While it may not look as extravagant as a bridal gown, you can probably find one for under 500 dollars.

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