Your Questions About How To Get On A Budget

Joseph asks…

Whats the cheapest way of traveling to japan?

Im a college student from england with a low budget, looking to spend some time in japan, can anyone help me on how much it would cost to get there

richmama answers:

Well, your question is not exactly helpful “the cheapest way to get to Japan” – there is only ONE way – airplane. It’s not like you have a choice.

Jenny asks…

Why are people so snotty, when it comes to crafty, small budget, tasteful, DIY weddings?

A lady that I have become acquainted with is engaged to one of my spouses co-workers. She’s getting married next week on St. Patrick’s Day (also my wedding anniversary).

Except for the place where they are getting married. She and her fiance have made 100% of everything for their wedding. They were planning a more elaborate wedding, but that had to be changed because of military obligations, and their unexpected miracle that will arrive sometime in late august (she was told she could never have children).

Last night we were at the support group meeting for the enlisted spouses, and she showed me her place cards that she had just completed. They looked so nice! And one of the other wives (who is very immature, and VERY young… she’s just 18) said, “Oh my goodness, please don’t take offense, but those are just not very nice. You should ordered your place cards like I did for my $40,000 wedding.” My friend was just hurt. And I said, “Well no one asked for your opinion did they, young lady?” The young lady who I said that to turned bright red, and didn’t say another word to me. Then a couple of the other wives came over,and I said, “Hey *****, and ****** look what ******* made for her wedding next week!” They all thought her place cards were tasteful and elegant. Showing that snotty little miss priss that handmade items can be tasteful

This is not the first time someone from the spouses group we belong to has made a harsh, comment about small budget, diy weddings. But none of the comments were directed at my friend until last night.

I’ve seen everything that she’s done for her wedding. Everything is so elegant, and not cheesy at all. Definitely a St. Patrick’s Day theme but not ott with leprechauns, pots of gold and 4 leaf clovers.

So let me ask you to those of you who had a DIY wedding, were you ever put down for having a small budget, diy wedding? If you did, how did you handle the nastiness? I would love to hear from you.
sandy and diz, go fight your battles else where.

richmama answers:

Seriously, do we really care what a snotty 18 year old thinks? $40000 weddings can be tacky too. Just let it go, it’s not worth worrying over. As long as your friend is happy with the completed product who cares. Some people out there are really crafty and can make things most of us wish we could have. So again, tell Ms Snotty pants to mind her business, no one asked for her opinion.

Paul asks…

How is the latest budget going to affect me as a New Zealander?

The budget was just released in New Zealand and I’ve read that I’m going to get $16 a week back. I have a wife and we are planning on having children in the future. How does this budget affect the average kiwi like myself?

richmama answers:

Well, I’m not sure how much you earn but the breakdown is like this:

If you earn under $14,000 you will be taxed 2.5% less than before.

If you earn up to $38,000 you can receive another $2000 pay rise and not have to pay any tax on it.

If you earn up to $60,000 you can receive a $10000 pay rise and not have to pay any tax on it.

These change after a few years, but you sound like you’re mostly concerned about the immediate impact.

There has also been a raise in the Working for Families allowance, so even though that doesn’t affect you now, if you have children in the future you will be better off financially than if you had them now.

Though it might not directly affect your pocket, the Police and the rail system have also been given a boost in funding so if you catch a train to work or need the police for some reason that helps you too.

Helen asks…

How to make a home budget spreadsheet on excel?

I want to make a home budget spreadsheet on excel and be able to download my transaction history from my bank. So far, I’ve been entering transactions by hand and that’s gotten too tiresome. My bank offers transaction historys in the downloadable formats – *qif, *csv, quicken, and microsoft money. I want to be able to just download the transaction history and input them into excel budget spreadsheet with minimal hassle. Anybody know how? Thanks.

richmama answers:

Well, I created a budget worksheet in Excel. It’s not quite as detailed as you’re doing, though. It has amounts by month and year.

If you’d like a copy to use/try, just email me. I’m more than happy to send it to you!

Powered by Yahoo! Answers