Your Questions About How To Budget A Household Expenses

James asks…

Why does the general public believe that “Walmart is big enough. They can afford it?”?

Has anyone stopped to think that running a world-wide business such as Walmart is no different than running a household budget? There’s rent/housing expenses, electricity, heat/cooling, phone bills, just to start; not to mention paying the employees, paying security because there’s just way to many lazy, greedy people, supplies needed to keep the business running as smoothly and efficiently as possible, and all the hidden bills that a business like Walmart has to endure. Multiply all this times how many Walmarts are in the world.

richmama answers:

Recent studies have ranked Wal-Mart in the top 6 largest economies in the world. They are actually comparing Wal-Mart to the economic state of countries. The business plan and execution that Wal-Mart has is ingenious so much so that it is like a virus that is spreading (first across the US) now all over the world. It is responsible for putting small mom and pop business out of business all over the country not to mention their questionable practices with their employees. The success of a company can have negative effects when it becomes a form of monopoly. There have been many studies that show its negative influence to the economic well fare of the people around it. If you are very interested in this pick up a best seller in 2004 called “the world is flat” and read the section it has on Wal-Mart. I have to give it to the Walton’s though if you combine their shared wealth they are well above bill gate’s empire.

Hope that helps RA

David asks…

WORKING WOMEN & OUR ECONOMY! I’M NOT SEXIST I SWEAR!?

I’m working on a serious research discussion/report about the female workforce and how it may relate to the current situation in our economy. I’ve gotten a huge amount of feedback about this question. And it’s not sexist, though it may seem that way.

I’m looking for some personal opinions and facts about the last 6-7 decades and the economic changes that happened when women began working. Example: Lower wages, fewer jobs, issues with how children are raised and developing, household expenses and budgets, etc….

Let me know how you view this please…

Let me get this straight… i’m not saying women should not have the right to work or be equal, It is only my opinion that women are a vital part of the development of the average household, our children, our health, our well being, etc. Please don’t take this as sexist, understand the changes that took place and why…

richmama answers:

As a mother i understand what you are saying and your right it has changed. (Not everything appies to every person). I am a stay at home mom because i choose to be. I wont my children to have that stable figure who is there when they need them and has the time to play w/ them. I dont want to be busy w/ work all the time. I do think that over time it has changed things. Children are less looked after, and are exposed to things they shouldnt be at younger ages and growing up faster. Expenses wise i think that familys become use to relying on a 2 income family and do not prepare for job losses so they cannot handle the changes when it happens and become finacially in trouble. I honestly wish women just cared more about there children like they use to I am a young mother and I have already seen to many children being neglected or unsupervised at very young ages due to parents just not caring anymore.

Lisa asks…

WHAT DID THE WOMEN’S MOVEMENT DO TO OUR ECONOMY?

I’m working on a serious research discussion/report about the female workforce and how it may relate to the current situation in our economy. I’ve gotten a huge amount of feedback about this question. And it’s not sexist, though it may seem that way.

I’m looking for some personal opinions and facts about the last 6-7 decades and the economic changes that happened when women began working. Example: Lower wages, fewer jobs, issues with how children are raised and developing, household expenses and budgets, etc….

Let me know how you view this please…

Let me get this straight… i’m not saying women should not have the right to work or be equal, It is only my opinion that women are a vital part of the development of the average household, our children, our health, our well being, etc. Please don’t take this as sexist, understand the changes that took place and why…

richmama answers:

Well, I think the women’s movement allowed families (households) to raise their standard of living. Two incomes = more money.

I think it allowed families to purchase better cars, better food, more purchases, period

I think that because our standard of living as increased, it might have attributed to our current economic crisis. People began to live outside of their means, because it was a lifestyle they had become accustomed to.

I don’t know how many people plan to live in households where the men are currently the sole breadwinners. It seems too difficult now to go backwards in time and live on just one salary.

Women (if they aren’t raising children) are expected to go to work part-time.

Michael asks…

Should MOTHERS STAY HOME WITH THEIR CHILDREN?

I’m working on a serious research discussion/report about the female workforce and how it may relate to the current situation in our economy. I’ve gotten a huge amount of feedback about this question. And it’s not sexist, though it may seem that way.

I’m looking for some personal opinions and facts about the last 6-7 decades and the economic changes that happened when women began working. Example: Lower wages, fewer jobs, issues with how children are raised and developing, household expenses and budgets, etc….

Let me know how you view this please…

Let me get this straight… i’m not saying women should not have the right to work or be equal, It is only my opinion that women are a vital part of the development of the average household, our children, our health, our well being, etc. Please don’t take this as sexist, understand the changes that took place and why…

Would’nt it make sense to give stay at home mothers a HUGE tax credit for doing so? If more women stayed home and raised their kids, there would be more jobs and better pay, a tax credit, better kids because their parents are raising them, etc.

richmama answers:

I began having babies at the onset of the feminist movement. I have seen the way it was in the 50s, and I see the way it is now. As a well educated female, and mother of three adult females, I have a vested interest in this issue. I have always worked, both as a Registered Nurse and a college Professor, and also became a licensed realtor and earned a total of 4 degrees along the way. I managed to do all of that while being the principle caregiver to my children, since I did everything part time, and juggled shifts and schedules with my husband of more years than I admit to. The reason my children were raised by their parents was not an accident. Monumental committment, sacrifice, and intelligent decision making goes into something like this. I could have achieved higher status in the work force had I been willing to take the positions that were offered to me. I refused, and maintained my part time status because I believe that when you have children, you raise them. When it comes to priorities, and one is worried about being fired from a job versus taking care of their sick child, all too often the sick child is dumped at the daycare, and the job wins. If you haven’t prepared yourself educationally to be able to earn decent money working in the part time venue, and established a committed relationship with an equally intelligent committed partner capable of functioning as the principle income earner, then don’t have children. As a woman, I am the one that became pregnant, and I am the one that lactated. As a feminist, I understand completely my right to choose not to have children if I prefer a career. But as I see it, this is an either or situation. Full time career climbing and motherhood do not mix. I am disgusted by the sorry ass excuses for parenting that have emerged over the last three decades

ADD….being able to stay home with your children has absolutely nothing to do with luck. You make your own luck.

ADD….I would want to personally interview anyone asking for my dime to stay home and raise a child, especially if the government has anything to do with administering the funds. Before they’d get my hard earned money, I would know the reason why. Having children should not be looked at as a right…..it should be looked at as a privilege, to be earned. Aren’t there already enough uneducated, unmarried mothers of multiple children with multiple deadbeat dads already receiving welfare paid for by taxes that come out of my pocket, when I actually planned my family and worked to pay for what I chose?

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