Your Questions About Household Budgets Forms

Richard asks…

Year Ten Maths assignment?????Help mee?

Ohkk i have to find whatever this is on the net and put it in my assignment can anyone help. This is what task one says:
Find on the internet an appropriate household budget form. It may be weekly, fortnightly or monthly budget.(search under household budget forms, budget worksheets or budget calculations.)

please help me!

xx B.

richmama answers:

Go to and type in household budget planner.

You should get a whole heap of them come up.

I found this one in like 30 secs. Its from the Australian Govt so should be everything your assignment requires.


Just follow the links to either the Microsift Excel version to fill in on the computer of the PDF version to print off.

Sandy asks…

Budgeting for the new year.?

Does anyone know a web site I can go on to down load free
forms or software on household budgeting. I’m about to start the new year off right!

richmama answers:

Ruth asks…

Society and the Environment-Petroleum (oil)?

1.What type of resource is Petroleum? natural/man-made etc.? Explain?
2.Is Petroleum a renewable or non renewable resource? Explain
3.Where is Petroleum (Oil&Gas) in Australia and in other countries?
4.Why do we need to make choices as to how Petroleum products are used? what are these choices?
5.How can we use petroleum products efficiently? examples?
6.When people manage resources they consider clever, innovative (enterprising) ways to use these resources to acheive the results that they want. What are some examples of enterprising ways of using petroleum products?
7.What choices are being made by people as to how petroleum proucts can be used carefully?
8.What affect does the price of petroleum have on household budget? How is that managed?
9.What might be some of the different forms of work in the petrol industry? (paid/unpaid,fulltime/parttime etc)
10.What goods and services are produced in the petrol industry?
11.What career might you have in the Petrol industry?

richmama answers:

1. The American Petroleum Institute, in its Manual of Petroleum Measurement Standards (MPMS), defines it as “a substance, generally liquid, occurring naturally in the earth and composed mainly of mixtures of chemical compounds of carbon and hydrogen with or without other nonmetallic elements such as sulfur, oxygen, and nitrogen.”
2. Petroleum and natural gas are considered non-renewable resources, as they do not naturally re-form at a rate that makes the way we use them sustainable.
3.Petroleum is found in porous rock formations in the upper strata of some areas of the Earth’s crust. It consists of a complex mixture of hydrocarbons, mostly alkanes, but may vary greatly in appearance and composition.
4.Since petroleum is a non-renewable resource, many people are worried about peak oil and eventual depletion in the near future. Due to its continual demand and consequent value, oil has been dubbed black gold.
5. Dunno
6. Largest share of oil products is used as energy carriers: various grades of fuel oil and gasoline. Refineries also produce other chemicals, some of which are used in chemical processes to produce plastics and other useful materials.
7. Dunno
8. High prices of petroleum can impact the household budget greatly because if you are used to spending so much on petroleum every week and then the price doubles, it will have a ripple effect on the other necessities. One way to manage it is to budget only a certain amount for petroleum and start using public transport, carpooling, cycling or walking. Good for the budget, and better on the environment.
9. Drilling for the oil, mudlogger (A mudlogger in the modern oil field is tasked primarily with gathering data and collecting samples during the drilling of a well. They then organize this information in the form of a graphic log, showing the data charted on a graphic representation of the wellbore), roughneck (roughneck is one of several roles in the hierarchy on an oil rig. A roughneck’s duties could include anything involved with the connecting and “tripping” of pipe down the well bore.), Derrickhand (Responsible for the “mud,” the water + barite + bentonite + chemical mixture used in drilling oil wells, and for catching samples. Also assumes the position in the derrick, usually 60 to 90 feet off the ground, while “tripping pipe.”) worm (Worm: Usually the lowest member of the drilling crew. Works the “break-out” or “back-up” tongs on the left side of the drilling floor).
10. Petroleum is used mostly, by volume, for producing fuel oil and petrol (gasoline), both important “primary energy” sources (IEA Key World Energy Statistics). Petroleum is also the raw material for many chemical products, including solvents, fertilizers, pesticides, and plastics
11. Dunno

Laura asks…

What Do u think here New program launched to line up illegal alien workers with household employers?

An employment program launched this week by three nonprofits will attempt to line up temporary employers with temporary workers, including day laborers who might be undocumented. is one person sitting at a desk, connecting workers with laborers by phone and e-mail. But behind the scenes it has been three years in the making.

“The concept is original,” said Paul Cohen, executive director of Legal Aid of Marin, who noted, however, that the program was inspired by a similar project developed by the nonprofit Multicultural Institute in Berkeley.

Cohen said he has worked since May 2006 to devise a program that would match household employers with workers, after three failed efforts to create a hiring hall in San Rafael. was started as a virtual hiring hall, and he said the key will be getting word out to both the workers and the hirers.

“We want to convince household employers that this is legal, it’s easy and it works,” Cohen said. “It’s a win-win for them and the people who need work, especially during these challenging economic times.”

The project manager and sole employee is Simon Tiles, a native of Venezuela and nine-year Bay Area resident who has experience doing outreach with local schools and families. He is based at the Ritter Center which, along with Legal Aid of Marin and the Canal Alliance, is supporting

Primary funding is from the Marin Community Foundation, the San Francisco Foundation and



the Zellerbach Family Fund, Cohen said. He said the program’s first-year budget is about $100,000, which includes development costs such as a feasibility study, Web site, legal research and more.
Thomas Peters, CEO of the Marin Community Foundation, said he and others are pleased to support “the humane and beneficial linkage between homeowners who want some help and the workers seeking work.” He noted strong support, too, from city and county officials.

Tiles said prospective workers fill out a form, agree to the rules and regulations of the program and get entered in a database. When Tiles receives a call from a homeowner who needs help with a job, workers with skills for that job get first dibs. It’s up to the homeowner and worker to come up with financial terms.

About 100 workers have signed up – from day laborers to college students to those who have been laid off after long stints of employment. It is expected to become a popular option for retired people looking for supplemental income, people with disabilities and people from assistance programs such as Homeward Bound.

No questions are asked in the sign-up process about immigration status, Tiles said.

“Because of the nature of temporary employment, homeowners are not required to ask for legal documentation for workers they hire, so we do not ask the question,” he said.

Cohen said Legal Aid of Marin spent many months researching the legalities of According to the Internal Revenue Service, a worker can be hired for $1,700 per year tax free without the employer asking for documentation. State law dictates that a person can be hired for $3,000 per year but with a maximum of $750 per quarter.

“We are completely within the parameters of the law,” Cohen said. “Nothing about this changes the fact that there are some people who are undocumented in Marin. There might be a byproduct of this program that some people get off the street because they’re working (through, but that’s not the sole focus.”

In Marin, day laborers congregate primarily in San Rafael along Andersen Drive and Bellam Boulevard, and in Novato near Redwood Boulevard and Olive Street. is a way to match workers’ skills and the needs of the temporary employer with the use of technology.

Rick Oltman is not in favor of doing anything to encourage undocumented workers to stay in Marin. He is the national media director for Californians for Population Stabilization and a member of the Novato-based Citizens for Legal Employment and Contracting.

“This isn’t going to take anybody off the street,” Oltman said. “I’m sure everybody involved in this feels real good about it, but it’s another in a long series of efforts to continue to assist those in this country illegally to stay here. If this was designed specifically for the American worker – citizens and legal immigrants – then that would be a different story.”

Oltman and the CLEC group are advocates of E-Verify, a free online service that allows employers to check whether a worker is documented. It is used by the U.S. government and about 60 companies in Marin.

“Until this government requires the use of E-Verify, making it permanent and mandatory, it is not serious about enforcing our immigration laws,

richmama answers:

Cohen is wrong. Aiding, and abetting illegals is still against the law. So is employing them as well as seeking to help them find employment. Whether it’s a business, charity organization, or just a regular person who’s doing it.

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